THE LATEST NEWS AND UPDATES FROM FINANCEWARE

Check back often to learn about new products and services, software enhancements, and groundbreaking educational opportunities designed to help you provide better financial advice.

401(k) BOOK RELEASED

Dave Loeper's new book, "Stop the 401(k) Rip-off" was released on October 15th and is available on Amazon now. The book addresses a current hot topic of excessive 401(k) fees covered in the financial press and in Congress. To order now or learn more about the book visit www.401kRipoff.com.

NEW FUNDGRA+DES™ SITE ESTABLISHED

September 2007 - Wealthcare Capital Management and Financeware, Inc. announce the new FUNDGRA+DES™ site - the easiest way to get one of the most sophisticated, objective, and stringent evaluations of mutual funds, closed end and exchange traded funds available today. Check out the free site at www.fundgrades.com.

SITE ENHANCEMENTS

In summer 2007, Financeware released a number of site enhancements, including a powerful new client and account data export features which complement the existing data upload feature. The asset allocation functionality has been streamlined and upgraded, allowing users greater flexibility and ease of use.

UPDATED USER HELP RELEASED

Financeware released a comprehensive update to the user help screens in April, 2007. This release incorporated updated information and new pop-up help files for each plan inputs screen, quick results pages, reports and preferences. Users should find this context sensitive help material useful in understanding each aspect of the process of using Financeware to create complex client plans.

ENHANCED STATUS REPORTING RELEASED

In March, 2007, Financeware released enhancements to quarterly status reporting through Wealthcare Capital Management. The enhancements speed delivery of the quarterly status reports to advisors and clients using FFM as well as the preparation of the custom client dashboard supplied to advisors for the client reports.

NEW CLIENT REPORTS RELEASED

Financeware released a comprehensive new set of reports in August, 2006, using new graphics and enhancing the report selection and customization process. The report pages and look and feel of the reports are all new. The changes apply to both the landscape and portrait versions of the reports.

MAJOR SITE UPGRADE

On Friday, August 25, 2006, Financeware migrated the application to new hardware and concurrently released a significant update to functionality, including new reports. Detailed information about the major components of the release is provided in the previously issued articles New Reports and Changes to Financeware Functionality and New Wealthcare Questionnaire Plans.

TRAINING CONFERENCES:

Wealthcare Capital offers training conferences periodically throughout the country in various metropolitan areas. For more information please contact your Wealthcare Specialist or email us at: support@wealthcarecapital.com.

NEW COMFORT ZONE FUNCTIONALITY RELEASED

In April, 2006, Financeware released a significant upgrade to the Comfort Zone. This release permits users to toggle holding history on and off, model custom duration for the Comfort Zone and will reflect changes in the location of the Comfort Zone when client goals and priorities and the underlying advice are changed. In each plan, as well as Compare Plans, the user may choose to view the Comfort Analysis with the list of parameters analyzed and/or the Comfort Zone over the duration of the client's planning period.

COMPARE PLANS ENHANCEMENTS

In June, 2005, Financeware released important enhancements to the Compare Plans feature. Among the changes are improved ability to view and modify the underlying plans on the plan list page, a new ability to link the comparison plans to the working plans compared, improved legends on the client and plan list pages as well as additional improvements.

QUIZZARD CONVERSION

Existing Retirement Quizzards have been converted to regular plans effective June 20, 2004. The Quizzard functionality has been removed, allowing advisors to work with full working plans for all of their clients.

MAJOR SITE UPGRADE

On Friday January 9, 2004, Financeware performed a major infrastructure change. The upgrade included replacing our existing server farm with the latest equipment and changing the network infrastructure to provide faster service with additional redundancy. The end result of this upgrade to our users will be a greatly enhanced user experience and better service.

MAJOR SITE UPGRADE

August 2003 - Financeware completed a major release of new functionality and enhancements, including unlimited choices per annual period for different asset allocations, updated Capital Market Assumptions (CMAs), new Wealthcare reports, detailed asset allocation information if Wealthcare default asset allocations are used, overhaul of asset allocation user interface, new, concise Wealthcare report generation choices and more. Click here for details and click here for a PowerPoint summary review of the new features.

NEW RESOURCE PAGE

Financeware has added a new resource page to provide advisors easy access to a wide variety of information that will be helpful in working with clients and analyzing financial objectives and goals. The new resource page includes links to an archive of advisor e-mails, our many white papers, information on the calculation methods used in the Financeware simulation engine, and our new user manual, in pdf format.

PLAN COMPARISON COMES TO THE WEB

We are pleased to announce our new Plan Comparison functionality. This new feature allows you to compare up to four plan scenarios online and in one easy-to-read printable report, giving you the power to demonstrate to clients how small changes in their financial strategies can lead to big results.

When you use this powerful new option you will also have access to updated reporting features that include:

• The ability to build custom reports by selecting only the pages and sections you want
• Larger, easier to read fonts
• New Ending Wealth chart
• New Odds vs. Wealth© chart (What risk vs. return was meant to be)
• Plan comparisons for up to four planning scenarios in one report

To access this new feature, select the plan comparison icon located next to each current working plan. For help with this new functionality, click here to download our Quick Start guide in PDF format.